How do I calculate cash flow after debt?
Published October 1, 2026 · 1 minute read
The answer
Start with actual or projected cash inflows and subtract the cash outflows required during the same period, including operating costs and debt payments. Include relevant replacement spending and distinguish reserve transfers from expenses. Avoid mixing future bookings with cash already earned.
Your calculation should explain what is excluded, such as personal income taxes. Consistency makes the model useful for month-to-month decisions.
This answer is general education. Apply it to the property's actual location, agreements, and circumstances. Where a decision requires professional advice, use a qualified adviser.
Explore all revenue & underwriting questions →