What is a DSCR loan?
Published October 1, 2026 · 1 minute read
The answer
DSCR means debt service coverage ratio. Financing marketed around this measure typically considers a property's income relative to debt obligations, but underwriting definitions vary. Ask how the lender estimates income and what expenses it includes.
A product name does not reveal all terms. Compare repayment obligations, fees, reserves, and restrictions alongside the ratio used for qualification.
Further reading
These resources provide additional context. Check the official rules and documents that apply to your own situation.
This answer is general education. Apply it to the property's actual location, agreements, and circumstances. Where a decision requires professional advice, use a qualified adviser.
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